The Apple Card has added Ace Hardware to its list of merchants that offer 3% cash back through Apple Pay. Show The 3% rate applies to purchases in the Ace Hardware app, on AceHardware.com and at participating stores nationwide. The cash back through the card is in addition to the points customers receive from the Ace Rewards program. The Apple Card normally earns 2% back on purchases made with Apple Pay and 1% back on purchases with the physical card. But you earn 3% when you use Apple Pay at select merchants. Ace Hardware is the first home improvement store to make the Apple Card's 3% roster, and it comes after a long lull. The last change was in August 2020, when Panera Bread was added as a 3%-back merchant. Previously announced merchants:
Current Apple Card rewards categories
Note that you must request the physical Apple Card separately. It allows you to buy at retailers that don't accept Apple Pay, but typically only purchases made via Apple Pay are eligible for bonus rewards. More about the Apple CardIs Apple Card cash back worth it?The 2% cash back on most purchases matches many of the highest flat-rate cash-back cards on the market. But it comes with a big asterisk, because you must use Apple Pay to get elevated rates. The physical card earns just 1% back on purchases, and that's just not competitive when the industry standard is at least 1.5%.
How do you use Apple Card cash back?What can you redeem Apple Card's cash back for?. Send money to friends through Messages.. Transfer money to your bank account.. Use Apple Cash to pay down your credit card balance.. |