Bank of America is one of the largest banks in the United States and chances are you have a branch just around the corner. While headquartered in Charlotte, North Carolina, Bank of America has thousands of ATMs and Financial Centers around the nation. I did a quick search on their location tools and found 50 results within 12.7 miles near me! Bank of America is the second-largest bank behind JPMorgan Chase – and today you can find out how they will give you money to open an account with them. Bank of America has two bonus offers:
Member FDIC. We’ll discuss both: Table of Contents
Promotions For New Customers to Bank of America — $100 Bonus OfferBank of America Bonus Summary
👉 Click here to learn more about this offer If you are not a customer of Bank of America at all, their public nationwide offer is a $100 Bonus Offer and to get it, start by opening a new checking account online through a Bank of America promotional page. Three Bank of America Banking accounts qualify for this bonus:
Open the account and set up and receive qualifying direct deposits totaling $1,000 or more into that account within 90 days of account opening to get your bonus. Don’t forget, the Bank of America promotional offer code is DNB100CIS. If you click through the links on this site, the code will be entered automatically for you. Member FDIC. Learn more about this offer Existing Non-Checking Customers — $300If you already have an account with Bank of America, such as a credit card, but you don’t have a personal checking account, log in and you may see a higher offer.  On the right-hand side of the screen, you’ll see an “Activity Center.” When you click on Special Offers & Deals, you may see the following offer. “*This exclusive offer is only for select Bank of America® customers who don’t already have a personal checking account with us and who received an email or direct communication from Bank of America.” The best one we’ve seen is where you:
The terms will be similar though the dollar amounts may vary based on what they’ve decided to offer you. Both accounts have monthly maintenance fees. These can be waived if you meet other qualifications such as a minimum daily balance or maintaining that direct deposit. The bonus money will be reported as income as a 1099-MISC. To get this offer, you need to log into your existing Bank of America account and look in the Activity Center menu. If you don’t see it, it’s no longer available. Merrill Edge Self-Directed – up to $750Bank of America’s Merrill Edge has a welcome bonus offer of up to $750 based on how much you deposit into your account. Merrill Edge is a brokerage account and the Self-Directed account is their self-managed investment account (rather than a robo-advisor). The standard offer is a bonus of up to $600 but there are often other, non public, promotions if you look around. The amount of the bonus is based on the amount of your qualifying deposit, which you must make within 45 days and keep for at least 90 days. The offer code is .
If you aren’t a Preferred Rewards account, the bonus schedule is:
Learn more about this offer How Does This Bonus Compare?If you’re an existing customer and qualify, the $300 bonus is pretty good because it’s easy. We maintain a list of bank bonus offers and there are very few offers that are as generous as the $300 (with such easy requirements). Since you already have an existing relationship with Bank of America, it makes the maintenance of the account simpler since you have a login already. If you’re not a customer, the $100 Bonus Offer is OK but not as high as some others. I’ve never seen a higher offer from Bank of America so this is not a case of “wait and see” if they make a higher offer sometime later. ⭐Citi Priority Account – up to $2000Citi Priority is offering up to $2000 bonus when you open an account by 1/9/2023. Then, within 20 days of opening your account, deposit at least $10,000 in New-to-Citi® funds and keep it there for 60 days after the 21st day. The bonus amount is based on how much you can transfer but the lowest tier starts at $10,000. 👉 Click here to learn more Discover Online Savings Account – $150 or $200Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH922 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000. 👉 Click here to learn more Bank of America – $100 Bonus OfferBank of America offers a $100 Bonus Offer cash bonus if you open a new account and set up and receive qualifying direct deposits totaling $1,000 or more into that account within 90 days of account opening. It has a monthly fee that is easy to have waived. 👉 Click here to learn more Chase Total Checking® – $200Chase Bank will give you $200 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal! 👉 Click here to learn more Huntington Bank – up to $300If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $300 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they’re great offers if you live in their geographic region. 👉 Click here to learn more So as you can see, the public offer from Bank of America is OK. Other banks both have similar large geographic footprints (Chase is bigger) so you aren’t getting anything extra by going with Bank of America. Before you take advantage of this or any other bank offer, review this guide on bank account bonuses to make sure you know what to watch out for. What is an offer code for Bank of America? The offer code for the $100 Bonus Offer new account bonus is DNB100CIS. Does Bank of America give you money for opening an account? Only when they have an active promotion, such as the $100 Bonus Offer offer for opening a new checking account. The most popular promotion is getting $100 Bonus Offer for opening a new account and set up and receive qualifying direct deposits totaling $1,000 or more into that account within 90 days of account opening. What is DNB100CIS? DNB100CIS is the promotion code you must enter to get the $100 Bonus Offer bonus for opening a new Bank of America checking account. How much is the bonus for using the promotion code DNB100CIS? The code gives you a $100 Bonus Offer for opening a new Bank of America checking account. What are the fees on the Bank of America checking account? There are three checking accounts and the fees vary from $4.95 a month to $25 a month. They can be waived if you set up a direct deposit or maintain a high enough daily balance. Bank of America Cash Bonus
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This content has not been reviewed, approved or otherwise endorsed by any of these entities. Reader InteractionsWhat do I need to open an account in Bank of America?Your Social Security number. Your current residential address. Your email address. Your account number or debit card number to make your opening deposit into your new Bank of America account.. Proof of U.S. residency. ... . One primary photo ID. ... . One secondary ID.. Can I open a bank account with no money?The short answer is yes. You don't need a deposit to open a bank account, if you choose a bank that doesn't require one. A handful of online-only banks and banks with online banking do not require a deposit. Just make sure to review the features, terms, and fees of the bank to determine if it's the right one for you.
What is the minimum balance for Bank of America?Bank of America Core Checking Account has a $12 Monthly Maintenance fee which is waived with at least 1 direct deposit of $250 each month or maintain a minimum daily balance of $1,500 or more.
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How much to open a bank of america account
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