There are seven federal tax brackets for the 2022 tax year: 10%, 12%, 22%, 24%, 32%, 35% and 37%. Your bracket depends on your taxable income and filing status. These are the rates for taxes due in April 2023. Show
Tax brackets and rates for the 2023 tax year, as well as for 2021 and previous years, are elsewhere on this page. 2022 federal income tax brackets(for taxes due in April 2023) Expand the filing status that applies to you.
Married, filing separately
2023 federal income tax brackets(for taxes due in April 2024) Expand the filing status that applies to you.
Married, filing separately
How tax brackets workThe United States has a progressive tax system, meaning people with higher taxable incomes pay higher federal income tax rates.
Example #1: Let’s say you’re a single filer with $32,000 in taxable income. That puts you in the 12% tax bracket in 2022. But do you pay 12% on all $32,000? No. Actually, you pay only 10% on the first $10,275; you pay 12% on the rest. (Look at the tax brackets above to see the breakout.) Example #2: If you had $50,000 of taxable income, you’d pay 10% on that first $10,275 and 12% on the chunk of income between $10,276 and $41,775. And then you’d pay 22% on the rest because some of your $50,000 of taxable income falls into the 22% tax bracket. The total bill would be about $6,600 — about 13% of your taxable income, even though you're in the 22% bracket. That 13% is your effective tax rate.
What is a marginal tax rate?The term "marginal tax rate" refers to the tax rate paid on your last dollar of taxable income. This typically equates to your highest tax bracket. For example, if you're a single filer with $35,000 of taxable income, you would be in the 12% tax bracket. If your taxable income went up by $1, you would pay 12% on that extra dollar too. If you had $46,000 of taxable income, however, most of it would still fall within the 12% bracket, but the last few hundred dollars would land in the 22% tax bracket. Your marginal tax rate would then be 22%. How to get into a lower tax bracket and pay a lower federal income tax rateTwo common ways of reducing your tax bill are credits and deductions.
In other words: Take all the tax deductions you can claim — they can reduce your taxable income and could kick you to a lower bracket, which means you pay a lower tax rate. Tax toolsMore tax stories
Past years' tax bracketsCurious how federal income tax brackets and rates have changed over the years? Take a look back. 2021 tax brackets and rates
2020 tax brackets and rates
2019 tax brackets and rates 2019 Federal Income Tax Brackets
2018 tax brackets and rates 2018 Federal Income Tax Brackets
2017 tax brackets and rates 2017 Federal Income Tax Brackets
2016 tax brackets and rates 2016 Federal Income Tax Brackets
2015 tax brackets and rates 2015 Federal Income Tax Brackets
2014 tax brackets and rates 2014 Federal Income Tax Brackets
2013 tax brackets and rates 2013 Federal Income Tax Brackets
2012 tax brackets and rates 2012 Federal Income Tax Brackets
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