Accounts for most businessesTransactions include teller deposits, ATM deposits, and check and debit card purchases. Show
Silver Business Checking Account PackageBest for new or small businesses with basic banking account needs $0 monthly maintenance fee Gold Business Checking Account PackageBest for growing businesses with more banking activity $20 monthly maintenance fee,
waivable3 Platinum Business Checking Account PackageBest for mature businesses with higher balances $30 monthly maintenance fee, waivable3 Specialty accountsNonprofit Checking AccountIdeal checking account features for nonprofit businesses $0 monthly maintenance fee Premium Business Checking AccountPremium services for complex banking needs Analyzed
account5 How to waive the monthly maintenance feesYou can waive the monthly maintenance fee with one of the following:
You can waive the monthly maintenance fee with one of the following:
Analyzed account;5 maintenance and transaction fees can be offset by an earnings credit based on account balance. Simply answer a few questions to see which business checking account may meet your needs. Get an in-depth look at the finer details of all our business checking accounts, side by side. icon-sys-downloadCreated with Sketch. Use our EZ Switch Kit for a seamless transition to your new U.S. Bank business checking account.
All our business checking accounts include:More questions about business checking or handling cash flow? We have answers.
Eight ways small business owners manage cash flowAmbition and unique vision aren’t all you need to have a successful small business. Keeping track of the day-to-day details is also required.
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Three awkward situations Zelle can help avoidWhether someone owes you money or you need to manage payroll, mobile payments can solve money matters for small businesses in minutes. Top frequently asked questionsTo open a business checking account, you’ll need:
Ready to get started?Start of disclosure content Disclosures
Start of disclosure content Deposit products are offered by U.S. Bank National Association. Member FDIC. Credit products offered by U.S. Bank National Association and subject to normal credit approval. See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker. U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402 What is required to open a business bank account?Documents that qualify include: A federal tax ID number for the business, such as an employer identification number. A combination of your Social Security number and state or local authority documents that show you've formed a legal entity, such as a limited liability company (LLC) The bank's minimum deposit amount.
Do you need an EIN to open a business bank account?Opening a business bank account is a smart way for small-business owners to separate business and personal finances. During the process, you'll likely discover that most banks require businesses to have an employer identification number, or EIN, to open a business checking account.
How much money is needed to open a business checking account?Generally, in order to get started, banks require an opening deposit ranges from $5 to $1,000. Others have no initial deposit and some have a monthly maintenance fee.
Do they run credit to open a business checking account?Opening a business credit line or business loan typically requires a credit report and score check, including any business credit you've established and often your personal credit. While banks don't usually require a credit check to open a checking account, they often will run a ChexSystems report.
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