Wells fargo active cash vs capital one quicksilver

Wells fargo active cash vs capital one quicksilver
Wells fargo active cash vs capital one quicksilver

Wells Fargo Active Cash® Card

Earn a $200 cash rewards bonus when you spend

$1,000 in purchases in the first 3 months1

Plus, earn unlimited
2% cash rewards
on purchases2

Meet our best cash back credit card ever!

Earn unlimited 2% cash rewards on purchases

with no categories to track or quarterly activations2

0% intro APR for 15 months

from account opening on purchases and qualifying balance transfers. After that your variable APR will be 18.74%, 23.74% or 28.74%. Balance transfers made within 120 days from account opening qualify for the intro rate and fee.

Additional card features and benefits

Cell phone protection

Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). Terms apply.3

Security features

Help keep your account information secure with advanced security features like Voice Verification and 2-step Verification at sign-on.

Wells Fargo Mobile® app

Pay bills and check account activity at home or on the go with the Wells Fargo Mobile® app.4

Zero Liability protection

Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly.5

Contactless

Tap your card where you see the Contactless Symbol and speed through checkout! wellsfargo.com/tap

Credit Close-Up℠

With Credit Close-Up℠ you own the skills to help understand and track your FICO® Score, raise it, or maintain it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complementary to Wells Fargo Online® customers and using it won’t negatively affect your score.6 For additional information, visit wellsfargo.com/ficoscore.

Active Cash® Card Awards

NerdWallet

2022 Best Credit Card for Simple Cash Back

©2017-2022 and ™, NerdWallet, Inc.
All Rights Reserved

The Ascent, a Motley Fool Service

2022 Best Cash Back Card Overall
2022 Best No Annual Fee Cash Back Credit Card
2022 Best New Credit Card Launch

Redeem for purchases

Redeem your rewards to offset eligible purchases
from your credit card account. Redeem for purchases as little as $1.7

Redeem to account

Redeem your rewards as a
credit to a qualifying Wells Fargo
credit card, checking account, or mortgage.8

Redeem at an ATM

Cash redemption available
in $20 increments when you
use your Wells Fargo ATM
or Debit Card.9

Redeem for gift cards

Find the perfect gift card for that right occasion. Gift cards are redeemable in many amounts, including popular $25 increments.

Pay with Rewards through PayPal

You don't have to limit your choices. Shop at millions of online stores and redeem your rewards when you checkout with PayPal.10

Concierge service, 24/7

Your Wells Fargo Visa Signature® card provides
complimentary concierge11 service that can help you enjoy the
things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year
for your travel, dining and entertainment needs.

Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of
the world’s most intriguing and prestigious properties.

Learn more about the Visa Signature Hotel Collection
at VisaSignatureHotels.com12

Review how Active Cash® stacks up to the competition

blank header

Wells Fargo
Active
Cash®

1  of   3

Citi®
Double
Cash

2  of   3

Discover It®
Cash
Back

3  of   3

Capital One
Quicksilver
Rewards

2% Unlimited earn on purchases2

not available

not available

not available

Cash rewards
don’t expire while
account remains open

not available

No categories to track

not available

Redeem for purchases as little as $17

not available

Welcome bonus

not available

Intro APR on purchases

not available

Intro APR on balance transfers

Chart reflects a comparison of card benefits and does not reflect promotional offers that may be presented time to time.

Third party trademarks are the property of their respective owners. References to other third party trademarks are not intended to imply endorsement or affiliation with such other trademark owners. Benefits comparison based on the products listed and the Wells Fargo Active Cash® Card as of 10/03/2022. Competitor data is subject to change without notice.

Cash Back Credit Card FAQs

If you’re a primary or secondary Visa® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Note that if you switch products, you will not receive a new rewards bonus offer or new introductory annual percentage rates. Follow the steps below to switch:

  • Sign on to your account
  • Select your current credit card
  • Desktop, laptop and tablet: Go to your card details page and select Switch My Credit Card in the right hand menu.
  • Mobile browser: Go to your card details page; in the top navigation, swipe left and select More, and then select Switch My Credit Card.
  • Wells Fargo Mobile app: Select your card and then go to the Manage Account tab and tap Switch My Credit Card.

You’ll receive a new card in the mail and any rewards balance will transfer to the new card.

You can request a balance transfer when you submit a credit card application, which will be subject to approval. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.

Yes, typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card. Please refer to the Important Credit Terms for the most current rate and fee information.

It can take up to 14 days to post a balance transfer to your credit card account.

We call this a Foreign Currency Conversion fee. There is a 3% fee for each foreign transaction amount converted to U.S. dollars. Please refer to the Important Credit Terms for the most current rate and fee information.

The Active Cash Card has been awarded accolades by Nerdwallet, Wallethub, and The Ascent, a Motley Fool service including, Best Credit Card for Simple Cash Back, Best Overall Credit Card for Cash Back, and Best No Annual Fee Cash Back Credit Card.

©2017-2022 and TM, NerdWallet, Inc.

What Capital One card is better than Quicksilver?

The Capital One Venture Rewards Credit Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Capital One Venture is a better credit card than Capital One Quicksilver because it offers uniquely valuable travel rewards at a worthwhile price.

Is Wells Fargo active cash card hard to get?

Yes, it is hard to get the Wells Fargo Active Cash® Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Wells Fargo Active Cash.

What is highest credit limit Wells Fargo active cash?

The credit limit for the Wells Fargo Active Cash® Card typically ranges from $1,000 to $20,000 or more, based on user reports we reviewed. Credit limits vary by cardholder and depend on several factors, including annual income and credit history.

What credit score do you need for Wells Fargo active cash card?

The Active Cash Card welcomes applicants with good to excellent credit (a FICO score of 670 or higher). Unfortunately, Wells Fargo does not currently offer preapproval for the Active Cash card on its website, though existing Wells Fargo customers may see a preapproved offer in their online account.