Railsbank credit card as a service

Latest News

  • Klarna to ‘cut’ further staff

  • Cultivo appoints former Bank of England governor as board member

  • UK regulation hindering growth of financial industry, warns Parliament Street

  • FinTechs launch Open Finance association

  • Stackwell launches robo-investing app to close racial wealth gap

  • Citigroup to 'wind down' retail banking in the UK

Railsbank has launched operations in the US, appointing Dov Marmor as chief operating officer for North America.

It will offer the complete platform, including Banking-as-a-Service (BaaS) and Credit Cards-as-a-Service (CCaaS) to FinTechs across the pond.

Co-founder and chief executive Nigel Verdon said: “The high costs and complexity of launching credit card propositions have stifled innovation by creating barriers to entry to all but the largest of traditional financial companies.

"FinTech has changed the face of much of the banking industry, but, to date, the credit card market has been immune from this disruption - Railsbank will be able to drive change in the market with its CCaaS offering.”

Unifimoney, the first full-service neobank for high-earning professionals, has become Railsbank’s first CCaaS customer. The Unifimoney credit card will be launched in the fourth quarter as an integrated part of its single mobile account.

New North American chief operations officer Marmor moves from BaaS platform Green Dot Corporation, and will be based in Railsbank’s new US hub in Santa Monica.

Railsbank also has offices in the UK, Singapore, Lithuania, the Philippines, Vietnam and Sri Lanka.

    Share Story:


Meet Evelyn, your Economic Sanctions/PEP/Adverse Media Alert Adjudication Analyst

Your browser does not support HTML5 video.

Meet Evelyn, an Economic Sanctions/PEP/Adverse Media Alert Adjudication Analyst, who uses native AI/ML capabilities to automate the Customer/PEP screening and Negative News screening alert adjudication processes for leading BFS organizations with greater speed, accuracy, and consistency than human analysts.


New Business Frontiers

Your browser does not support HTML5 video.

FStech’s Mark Evans discusses the future of financial services with Liu Jianning of Huawei, covering the limitations that current thinking can impose, how financial institutions can embrace technology to be both agile and resilient, and making space for the organisation to focus on the job of creating innovative business models and on delivering business value for their customers.


The Future of Intelligent Finance

Your browser does not support HTML5 video.

FStech Group Editor Mark Evans sits down with Jason Cao, President of Global Financial Services Business Unit, Enterprise BG at Huawei ahead of its Intelligent Finance Summit which was held on 3rd and 4th of June in Shanghai. This Q&A delves into key trends in digital transformation of the financial services industry as well as a look at how data, robotic infrastructure, intelligent storage and innovative technologies are shaping the future for FSIs.


Railsbank credit card as a service

Railsr empowers you to design a credit card and rewards experience on your terms through developer-friendly APIs, figma kits, and build guides. You design a program that generates revenue, funds rewards, and builds brand loyalty. We handle the complex backend that powers it.

Show more Show less

Railsr empowers you to design a credit card and rewards experience on your terms through developer-friendly APIs, figma kits, and build guides. You design a program that generates revenue, funds rewards, and builds brand loyalty. We handle the complex backend that powers it.

Show more Show less

Overview Pricing Usage Support Reviews

Product Overview

Pricing Information

Usage Information

Support Information

Customer Reviews

Railsbank has launched operations in the US and won Unifimoney as its first customer. 

Railsbank will offer its complete platform, including Banking as a Service, Cards as a Service, and Credit Card as a Service (CCaaS) to fintech and ‘brand’ customers in the US. According to the official press release, the product will encourage competition and innovation within the country’s USD 3.8 trillion credit card market in spending and over 40 billion transactions annually.

Unifimoney, a full-service neobank for high-earning professionals, has become Railsbank’s first CCaaS customer. The Unifimoney credit card will be launched in the fourth quarter of 2020 as an integrated part of its single mobile account to help automate personal financial management.

What is credit card as a service?

What is Card as a Service? Enfuce Card as a Service is a one-stop-shop for you to issue scalable payment cards for your customers in just weeks rather than months. And you'll have access to the widest payment feature portfolio on the market.

Is Railsbank a card issuer?

As a principal member issuer for Visa and MasterCard, Railsr can sponsor BINs and card programs across the UK, Europe and APAC.

What is Railsbank?

Railsbank is a fintech company that provides its clients with fast and easy access to digital banking services, but on a grand scale. The startup provides an open Banking API platform that is becoming one of the more popular trends, for both regulated and unregulated companies, banks, and fintech institutions.

Is Railsbank regulated?

Railsbank is incorporated in and registered in England and Wales under company number 10076912 with its registered office at 1 Snowden Street, London, England, EC2A 2DQ. Railsr is the holding company of the Railsbank Group. Some of the companies within the Railsbank Group are regulated entities.