Individual taxpayers can use Direct Pay for payments on the following returns: Refer to our tip sheet for which option to select in Direct Pay for different types of payments and limits on the time
periods permitted for each. If you file a business tax return separate from your individual return, you cannot use Direct Pay for business payments. You can register with the Electronic Federal Tax Payment System®
(EFTPS) to make free online payments from a bank account for your business. Yes, for each payment you make you will receive a confirmation number. You also have an option to have your payment confirmation emailed to you. You should keep a copy of each confirmation number in case you need to modify or cancel your payment. Direct Pay only provides confirmation of your payment submission. To be sure the payment was successfully withdrawn from your
bank account, check your bank statement, or view your IRS account at least 48 hours after your requested payment date. IRS Direct Pay works best with: You may experience issues using Direct Pay with other web browsers, (for instance, IE 11 on Windows 7). If you do, other payment options are available. EFTPS is used for most business payments. EFTPS may save you time if you are making quarterly estimated tax payments or making frequent payments. Direct Pay may be faster if you have an immediate payment deadline and have never used EFTPS. Differences Between Direct Pay and EFTPS
Both Direct Pay and EFTPS:
Neither payment method permits payments from foreign banks with no U.S. affiliate. Neither online system is available from 11:45 pm to midnight Eastern Time. 6. How often and how much can I pay?You can make up to two Direct Pay payments within a 24-hour period. To make a third payment, try again 24 hours after the first of the two payments. You can’t make payments larger than $9,999,999.99 using Direct Pay. You can make them through EFTPS or same-day wire, or you can break a large payment into two or more smaller payments on Direct Pay. How Do I...2. How do I schedule a future payment?You can schedule a payment up to 365 days in advance. After choosing the “Make a Payment” option, on Step 3 of the application, you will be prompted to select a payment date. 3. How do I verify, change or cancel a future payment?Provided you wrote down your confirmation number, or requested it be emailed to you, you can use that number to look up, modify or cancel a scheduled payment before it happens. Select the option “Look Up a Payment” on the main Direct Pay page to enter your confirmation number and make changes. You have until two business days before the payment date to cancel or make any changes. 4. How do I set up recurring payments?You can only make or schedule one payment at a time using IRS Direct Pay. If you request email confirmation, you will receive an email reminder two days before the scheduled payment date. Otherwise, you will need to keep track of the future payment dates yourself. To schedule estimated tax payments to occur at intervals throughout the year and check on their status, paying through EFTPS may be faster and easier. If you are making monthly installment agreement payments on an overdue amount, you can set up recurring payments with the Online Payment Agreement Application. (Remember that interest and penalties will be charged on any unpaid balances.) 5. How do I verify my identity, and what information do I need?Each time you reenter Direct Pay after closing it, Direct Pay verifies your personal information from a prior year tax return of your choice. This information does not need to be for the same tax year on which you are making your payment. It can be from as far back as 5 to 6 years ago depending on the time of year. 6. How do I know my payment actually got to the IRS and on time?Your confirmation number confirms that you’ve approved IRS to make the bank withdrawal. If the withdrawal is successful, you will get credit for the day you selected in Direct Pay, though it may take up to two business days to actually process. Payments submitted after 8 p.m. Eastern time for the same day will typically appear as if they were made the next business day in your online account. To verify your payment was processed successfully, check your online tax account two business days after the date you scheduled the payment to be withdrawn from your bank account. Your online tax account will indicate whether a payment attempt was rejected. If the payment is still listed as "Pending," check back after three more business days to see if the payment was returned or reversed. If it was, you can try submitting it again to avoid interest and penalties. You can also check with your bank after two business days to make sure the payment went through. If your bank confirms your payment was processed, but it does not appear in your IRS Online Account, contact us by phone. 8. How do I pay from a non-U.S. bank account?IRS Direct Pay requires a U.S. bank routing number (ABA). This nine-digit number is generally printed on checks or is available from your bank. If you have an account with an international bank that has a U.S. affiliate, the bank may be able to provide the routing number. Direct Pay does not accept SWIFT codes. Other payment options are available if you need to pay from a foreign bank with no U.S. routing number. 9. How do I find out how much I owe?If you received a recent payment due notice or letter, you will see the amount you need to pay and the due date. The notice may have been sent before receipt of your last payment. Individual taxpayers can view their latest account balance online. If you can’t log in or provide the information required for account registration, you can request a copy of your account transcript be mailed to you. Be sure to request a “tax account transcript” for each tax year you want (up to 10 years ago), not a “tax return transcript,” which lists the information on the return you filed. 10. How do I obtain a filing extension through Direct Pay?Between January 1st and the original due date of your return, visit the main Direct Pay page and select the “Make a Payment” button. On the page that follows,
If you complete this process successfully, your payment will be credited towards the tax year for which you are requesting a filing extension, and you will automatically receive the extension. You will not need to file a separate Form 4868, Extension of Time to File Your Tax Return. You can verify your extension by logging into your account. You can pay what you expect to owe or a portion of it. However, a filing extension does not extend the deadline to pay what you owe. It only gives you more time to file your return. If you don’t pay what you owe by the original deadline, you could still owe penalties and interest. The extension is typically until mid-October of the same year, even in years when the original return is due later than April 15. You don’t get to choose the length of a filing extension. It’s the same for most taxpayers, usually 6 months. Check our page on extension of time to file or this year's Form 4868 to be sure you don’t miss the extended deadline. Resolving Problems1. You receive a confirmation from Direct Pay, but the IRS says the payment was never receivedYour Direct Pay confirmation number only confirms the attempt to withdraw the payment from your bank. Unfortunately, there are times when a payment will not get processed, for instance if you did not have enough money in your bank account. If you’ve checked with your bank and have evidence the payment was debited from your bank account, but it's missing from your IRS Online Account two business days after the payment date, contact us by phone. If we are unable to process your payment, you will receive, by email or U.S. mail, a payment return notice asking you to resubmit the payment. If we apply a penalty, you will receive a second notice by mail with the amount of the penalty. If you’ve checked your bank statement and have evidence the payment was debited from your bank account, but you receive a notice saying that we didn't receive it, contact us using the phone number on your notice. The payment could have been misapplied, or the notice could have been sent out before the payment was received. 2. You can't select your tax year on the verify identity page. (updated September 16, 2022)Direct Pay can only verify your identity with information from one of your past tax returns (going back 5 to 6 years depending on the time of year). That means if your payment is for the current tax year (e.g., 1040ES Estimated Payment) or a tax return more than 6 years ago, you will need to select another year's return to verify your information. We recommend using your most recent return for verification. You can't use Direct Pay to make a payment if:
3. Your identity information is not accepted or you get asked for it againSince Direct Pay works without a login, you will need to verify your identity each time you revisit Direct Pay after closing it. Make sure you enter your name and address exactly as they appear on the tax return you are using for verification. If your name or address have changed, try selecting a prior or later year for verification and enter the information from that year. You will need to enter your name, address and social security number for each payment you make, even if you keep the application open between payments. If you are making frequent or multiple payments, consider registering with EFTPS, which is password protected. How do I make my payment to the IRS?How to pay your taxes. Electronic Funds Withdrawal. Pay using your bank account when you e-file your return.. Direct Pay. Pay directly from a checking or savings account for free.. Credit or debit cards. Pay your taxes by debit or credit card online, by phone, or with a mobile device.. Pay with cash. ... . Installment agreement.. Can I make a payment to the IRS online?You can pay online, by phone or with your mobile device. Visit IRS.gov/payments for payment options, telephone numbers, and easy ways to pay your taxes. If you receive an IRS bill, you need to take immediate action. The longer you wait, the more interest and penalties you will need to pay.
How do you make a payment to the IRS over the phone?You can pay online or by phone at 800-555-3453. With EFTPS you can opt in to receive email notifications, about your electronic payments.
How do I pay IRS if I owe money?The IRS offers various options for making monthly payments:. Direct debit from your bank account,. Payroll deduction from your employer,. Payment by EFTPS,. Payment by credit card or debit card via phone or Internet,. Payment via check or money order,. Payment with cash at a retail partner.. |