Check bank of america business credit card application status

Bank of America is a very famous, prominent, and reliable Bank among the customers. It is providing many facilities to the individuals. Bank of America has a goal to assist in making the financial lives convenient and better through the connection of communities and clients to that resource they require to get success. They are delivering it through a perfect focus on the responsible growth along with social, environmental, and governance (ESG) leadership.

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WalletHub, Financial Company
How to check your Bank of America credit card status online:
Mark Reffo, Member
People also ask
How do I know if my credit card application is approved Bank of America?
How do I check my credit card processing status?
Can I track my Bank of America card?
Does Bank of America business credit card do a hard pull?

Bank of America is managing growth, developing communities, creating jobs, fostering economic mobility along with addressing biggest challenges of the society while managing the risk with providing the return to their shareholders and clients.

Strategy

Bank of America has a strong and effective business model. It is delivering a long-term value and significance to their shareholders. The forward path implies the responsible growth with others.

Their customer base involves three groups:

People
Companies
Institutional Investors

In the U.S. they serve all these three groups (of customers), and in other places (outside of U.S.), they serve institutional investors and larger companies. This specific business model is simplifying their operations and reducing their risk profile.

They also have several Investments and Learning facilities along with Small Business, Wealth Management, Business & Institution facilities.

Various range of credit cards offered by Bank of America are: Bank of America Cash Rewards, Bank of America Travel Rewards, BankAmericard, Bank of America, Premium Rewards, World Wildlife Fund, Alaska Airlines Visa Signature, U.S. Pride, Spirit Airlines, Allegiant World Mastercard, Amtrak Guest Rewards, Norwegian Cruise Line, Royal Caribbean, Virgin Atlantic, Asiana Visa Signature, Celebrity Cruises and BankAmericard for Students.

If you have applied for one of above credit cards and want to check your application status online, then this post is for you.

Steps to Check Bank of America Credit Card Application

Step 1: For checking Bank of America credit card application status online, you have to go to Bank of America website link https://secure.bankofamerica.com/apply-credit-cards/public/application-status.

Step 2: Now provide the necessary information as per the credit card application, after that press the “Submit” button to get details.

You have to enter the following particulars:

Last name
Date of Birth
Last four digits of your SSN
Zip code

For Personal Cards, you can call on 800-545-7899 (Press 3) or 866-224-8555, for Business Cards call on 866-695-6598 (Credit Department, open Mon-Fri 8am-7pm EST). For more information, you can tweet to @BofA_Help.

CALLING BANK OF AMERICA

In case the Bank of America Credit Card Application Status Center is not showing an approved status, you can contact at the numbers mentioned above for speaking with the credit analyst. They can approve some applicant over the call. However, you have to be prepared for answering some questions.

After filling out the application form for a Bank of America credit card, you probably can’t wait to hear whether you’ve been approved or not. Do you have to sit there wringing your hands waiting for an answer? Nope! You can check the status of your application with just a few simple steps.

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This question is about Bank of America Credit Cards

WalletHub, Financial Company

@WalletHub • 03/11/22 This answer was first published on 06/03/18 and it was last updated on 03/11/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

You can check your Bank of America credit card status either online or over the phone, by calling customer service at (866) 422-8089.

In order to see whether your application is approved, denied or still pending, you’ll need to give some basic personal information like your zip code and the last four digits of your Social Security number. This ensures that Bank of America can match you to your application. You can check your application status as often as you like, as it’s free and quick.

How to check your Bank of America credit card status online:

Go to Bank of America’s application status page.
Enter your last name, date of birth, last four digits of your Social Security number and zip code.
Click “Submit.”

You’ll now be able to see any applications you’ve submitted and whether they have been approved or denied yet. If your application is still pending, don’t worry. It may take up to 30 days from when you submitted your application to receive a decision. If you are approved, you can expect your card in 7-10 business days. But if you’re denied and think you can justify why you should be approved, you can call customer service and ask for reconsideration.

Mark Reffo, Member

@mark_reffo • 06/21/18 This answer was first published on 06/21/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Best way to check that is here: https://secure.bankofamerica.com/apply-credit-cards/public/application-status/

Just enter your details there, and they'll tell you how your application's doing.

Answer Question

People also ask

What will my Bank of America credit card limit be?

Your Bank of America credit card limit will vary based on your creditworthiness. The lowest credit limit Bank of America would approve a card for is $200, which is the minimum deposit requirement for the BankAmericard® Secured Credit Card. Other Bank of America credit limits could start out much higher. The Bank of America® Premium Rewards® credit card, for instance, offers a $1,500 minimum credit limit for approved applicants.… read full answer

Generally, cardholders with at least good credit have a better chance at receiving higher credit limits. Your actual credit limit will be determined based on your creditworthiness and income, among other factors. The higher your credit score is, and the more income you have relative to your debt, the higher you can expect your Bank of America credit limit to be.

Here’s how you can get a Bank of America credit limit increase:

Get an automatic credit limit increase. If you're unsatisfied with your initial Bank of America credit card limit, you may get a higher one later on. Bank of America periodically reviews accounts for an automatic credit limit increase. These reviews typically occur after you've had the card for at least six months. Automatic increases are not guaranteed, however. How much of an increase you'd receive depends on your payment history, existing debt, and other factors.

Request a credit limit increase. You can also request a Bank of America credit limit increase through your online account or by calling the number on the back of your card. Your chances of getting a credit limit increase will be best if you've paid your credit card bills on time and in full during the last six months.It's also a good idea to update your income information, especially if it has increased since you first received your card.

Ultimately, it is worth noting that when you request a credit limit increase, Bank of America may ask to do a hard pull of your credit. This may cause your score to drop a bit in the short term. By comparison, an automatic credit limit increase will only result in a soft pull, which will have no effect on your credit score.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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How do I know if my credit card application is approved Bank of America?

If you applied for a Bank of America credit card online, you can check the status of your application online. You can also check the status by calling us at 866.422. 8089. You'll receive your card within 10 business days after you're approved.

How do I check my credit card processing status?

The easiest way to track your card application status is to call the bank's customer service centre. If you have registered with the bank's SMS banking service, you can send them an SMS as well.

Can I track my Bank of America card?

You can only track your Bank of America credit card if you request expedited shipping. But the usual delivery of BofA credit cards is not trackable. Generally, your card will arrive within 7 to 10 calendar days of being approved for the account.

Does Bank of America business credit card do a hard pull?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. No, Bank of America doesn't do a soft pull for its credit cards; they will do a hard pull when you submit an application for any of their credit cards.