If you’re struggling to pay your rent, the first thing to do is speak to your landlord, or housing association. Show It’s understandable you might be afraid of explaining you’re going to be late with the rent. But it’s far better to get the issue out in the open before you actually fail to pay up. When you speak to your landlord:
In some cases, it’ll be obvious why you have a problem. Perhaps your income or expenses have suddenly changed for the worse. For example, because you’ve lost your job, or your partner has moved out and stopped contributing to the rent. In other cases, it might simply be you’re living beyond your means. Either way, you’ll need a plan. Being repeatedly late with your rent might lead to eviction and a bad reference from your landlord, which will make it difficult for you to find another property to rent. Your landlord might also withhold some of the deposit to cover underpaid rent if you still owe money when you move out. Making a budget can help you find out where you’re spending your money and where you might be able to cut back. If it’s likely to be a long-term problem, getting help right away might be the best solution. Before matters get out of control. Cutting back can be difficult, but it won’t be as painful as being evicted from your home.This is why it is vital you act now – ask yourself the following questions:
If you want to talk to someone about how to deal with your landlord, you can contact Shelter or Citizens Advice, or Housing Advice NI in Northern Ireland. These organisations will also be able to talk to you about what entitlements you might be able to claim to help pay your rent if you’re on a low income. If you’re already in arrears with your rent or are struggling with debts, talk to a debt adviser as soon as possible. You don’t have to worry alone. If you’re being threatened with eviction as a result of rent arrears, follow the links below to check your options and rights. It's important to also get debt advice as soon as you can. Still Fly Song Lyrics[Baby] Whassup Fresh? It's our turn, baby? [Chorus: Mannie Fresh] Gator boots with the pimped out Gucci suits (With the Gucci suits) Ain't got no job, but I stay sharp (Ehh-Ehh Ehh-Ehh, I stay sharp) Can't pay my rent, cause all my money's spent (I can't pay my rent) But that's okay, cause I'm Still Fly (Uh, Uh, Damn! Cause I'm so fly) Got a quarter tank of gas - in my new E class (In my E-Class Benz) Cause that's alright, cause I'm gon' ride (Hmm-Mmm) Got everythang - in my momma name (We got everythang, in my momma name) But I'm Hood Rich - dadah-dadah da-dah da-dah da-dah (Uh-Huh!) [Baby] Get your car *cuh-ck-cuh-cuh* car play gems gone shine Instead momma get a bling - baby girl let's ride (Let's Ride) You a number one stunna, and we gon' glide and go straight to the mall and tear down the inside Do that Prada, Gucci, full length leather Bourbon's cool or Coogi sweater (Sweater) Twenty-inches pop my feather The Birdman daddy I fly in any weather Alligator seats with the head in the inside Swine on the dash, G-wagon is So Fly Number one don't tangle and twist it When it come to these cars I am that nigga The *cuh-ck-cuh-cuh* Coogi with the matchin interior Three wheel ride with the tire in the middle It's Fresh and Stunner and we like brothas We shine like paint daddy - it's our Summer [Chorus: Mannie Fresh] Gator boots with the pimped out Gucci suits Ain't got no job, but I stay sharp Can't pay my rent, cause all my money's spent But that's okay, cause I'm Still Fly Got a quarter tank of gas - in my new E class But that's alright, cause I'm gon' ride Got everythang - in my momma name But I'm Hood Rich - dadah-dadah da-dah da-dah da-dah [Mannie Fresh] Have you ever seen a crocodile seats in the truck Turn around sit it down and let 'em bite your butt See the steeling is Fendi, dashboard Armani With your baby momma - player, is where you can find me? Cruisin through the parking lot on twenty fours (Coming Through The Hood On 'Em Twenty Fo's) Cadillac Esclade with the chromed out nose With an navigation arrow headed straight to your spot Where your wife really love me cause the sex is so hot Put the Caddy up, start the three wheel Benz (Skiiiiiirt!) Hyper white lights, ultra Violet lens Suma-tuma tires and they gotta be run flat TV with a horn goin (UH UHHH) "Boy can you top that?" I'ma show you some sh*t - rookie press that button The trunk went (Ehh-Ehh) and all of a sudden Four fifteen's - didn't see no wires And then I heard (Boom!) from the amplifiers [Chorus: Mannie Fresh] Gator boots with the pimped out Gucci suits Ain't got no job, but I stay sharp Can't pay my rent, cause all my money's spent But that's okay, cause I'm Still Fly Got a quarter tank of gas - in my new E class But that's alright, cause I'm gon' ride Got everythang - in my momma name But I'm Hood Rich - dadah-dadah da-dah da-dah da-dah [Baby] (ay, ay, ay, ay) Lemme slide in the Benz (sh*t!) with the fished out fins Prowler an loud pipes - Drinkin the Henn' It's the Birdie-Birdie Man - I'll do it again In a Cadillac Trucks twenty fo's with tints [Mannie Fresh] Looking at my Gucci - it's about that time Six bad broads flying in that nine New Suburban Truck with the porno showing Up and down {*orgasm*} and up they go and.. [Baby] Bodies on the Roadster - Lexus you know what? That hard-top beamer (ay, ay) yo Ma', that's your truck I come in up the hood and Lovely New shoes on the whip and I wake up to Bubbly (Bubbly) [Mannie Fresh] Four-thirty Lex with the convertable top And the rims keeps spinning everytime I stop Got a superman Benz that I scored from Shaq With a ol' school Caddy with a "diamond in the back" [Chorus: Mannie Fresh] Gator boots with the pimped out Gucci suits Ain't got no job, but I stay sharp Can't pay my rent, cause all my money's spent But that's okay, cause I'm Still Fly Got a quarter tank of gas - In my new E class But that's alright, cause I'm gon' ride Got everythang - in my momma name But I'm Hood Rich - dadah-dadah da-dah da-dah da-dah {*Scratches*} The Number One Stunna Pimp {*Scratches*} Mannie Fresh What should I do if I Can’t pay my rent?Your landlord is probably the last person you want to talk to when you can’t make rent, but a little communication can go a long way. Plus, many landlords are surprisingly accommodating. “A one-time late payment isn’t going to disrupt most landlords,” says Mike Catania, a landlord and rental property owner.
Can a landlord work out a repayment plan with a tenant?Casey Fleming, landlord, property manager, and author of The Loan Guide says that many landlords will work out a repayment plan with you, too. “If you have been a good tenant otherwise he or she will probably work with you as a one-time accommodation. They may take two separate payments or even reduce the rent moving forward.
Is a one“A one-time late payment isn’t going to disrupt most landlords,” says Mike Catania, a landlord and rental property owner. “It happens all the time and usually with a flurry of excuses so in that sense it’s like middle school: be honest and upfront and that will mitigate the problem.”
What should I do if my Landlord is late on rent?If the situation is that the rent is just too much for you with your current expenses, show him how you are going to rearrange your budget to have enough money every month from now on.” Corporate landlords, on the other hand, typically stick to company policies that clearly outline their rules for dealing with late tenants.
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