How do Medicare Advantage HMO-POS plans work?
HMO-POS plans generally offer you more choice than traditional health maintenance organization (HMO) plans. You typically choose an in-network primary care physician. Most of our HMO-POS plans require you to use a participating provider for medical care. And, most of these plans provide you with flexibility to go to licensed dentists either in or out of our network for routine dental care. However, you may pay more for
out-of-network care you receive.
${company} Medicare Advantage plans at a glance
Varies by plan. Seeing out-of-network providers generally costs more. But most allow non-network dental providers. | Yes, unless it's an emergency | No. But seeing out-of-network providers generally costs more. |
Yes, in many plans | Yes, in many plans | Usually no PCP required |
Some plans | Some plans | No referral required |
Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details | Varies by plan, check your ZIP code for details |
Yes | Yes | Yes |
Yes, in most plans | Yes, in most plans | Yes, in most plans |
Yes, if plan has Rx coverage | Yes, if plan has Rx coverage | Yes, if plan has Rx coverage |
Yes, in most plans | Yes, in most plans | Yes, in most plans |
Yes | Yes, in most plans | Yes |
Yes, through SilverSneakers® | Yes, in most plans, through SilverSneakers® | Yes, through SilverSneakers® |
Yes, in most plans | Yes, in most plans | Yes, in most plans |
Yes, in most plans | Yes, in many plans | Yes, in most plans |
${company} Medicare Advantage plans at a glance
Varies by plan. Seeing out-of-network providers generally costs more. But most allow non-network dental providers. |
Yes, in many plans |
Some plans |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Yes |
Yes, in most plans |
Yes, if plan has Rx coverage |
Yes, in most plans |
Yes |
Yes, through SilverSneakers® |
Yes, in most plans |
Yes, in most plans |
Yes, unless it's an emergency |
Yes, in many plans |
Some plans |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Yes |
Yes, in most plans |
Yes, if plan has Rx coverage |
Yes, in most plans |
Yes, in most plans |
Yes, in most plans, through SilverSneakers® |
Yes, in most plans |
Yes, in many plans |
No. But seeing out-of-network providers generally costs more. |
Usually no PCP required |
No referral required |
Varies by plan, check your ZIP code for details |
Varies by plan, check your ZIP code for details |
Yes |
Yes, in most plans |
Yes, if plan has Rx coverage |
Yes, in most plans |
Yes |
Yes, through SilverSneakers® |
Yes, in most plans |
Yes, in most plans |
Medicare Advantage plans for every need
In addition to HMO-POS plans, ${company} offers you other Medicare Advantage plan options — some with a $0 monthly plan premium. We can help you find a plan that’s right for you.
${company} Medicare Advantage HMO
With many of our HMO plans, an in-network primary care physician coordinates the care you receive to help you achieve your best health.
Learn about HMO plans
${company} Medicare Advantage PPO
With our preferred provider organization (PPO) plans, you can visit providers, in or out of network, who accept Medicare and ${company}’s plan terms. The freedom is yours.
Learn about PPO plans
${company} Medicare Advantage D-SNPs
Our dual-eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan, available to people who have both Medicare and Medicaid. We can help you find out if you qualify.
Learn about D-SNPs