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- Personal
- Customer Service
- Investing Customer Service
- Transfer Funds Online
Experience the convenience of online transfers
Transferring funds between your Wells Fargo accounts is easy with the all-in-one convenience of our integrated Wells Fargo banking and Wells Fargo Advisors investing services. Make a one-time transfer, set up automatic recurring transfers between your accounts, or even plan a transfer for sometime in the future.
Transfer funds at any time
To transfer funds to or from your brokerage accounts, simply sign on to Wells Fargo Online® and select Transfer and Pay.
| Fees | None. Wells Fargo does not charge a fee to send or receive money with Zelle®. | From $30.00* *Fees may be waived if funded from an eligible account type. | $8.00 or less |
| Delivery speed | Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. | Same day for domestic wires 1 - 5 business days (depends on country) for international wires | As soon as same business day for many payout locations. |
| To an account | Yes | Yes | Yes, for many Remittance Network Members (RNMs) |
| Cash to a person | No | No | Yes, for many Remittance Network Members (RNMs) |
| How to enroll | Online & mobile | Online & mobile | Visit a branch |
| Locations supported | U.S. only | U.S. & International | Certain international countries |
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Need your money to get there quickly and securely?
Use wire transfers to get funds to family, businesses, or internationally, where timing matters
The way to send money when faster is better
Around the globe
With Wells Fargo Online Wires, you can send money to both personal and business accounts in the U.S. and 200+ countries. Additional fees may apply.
When timing is key
Domestic and International Wire Transfers sent through Online Wires are typically sent the same business day if they are submitted by 2:00 pm Pacific Time. Otherwise, they will be sent the next business day. Easily access your online wires history through Wells Fargo Online.
Convenience matters
With online wires, you can:
- Add a recipient once – we’ll save the details for next time
- Set your mobile language preference to Spanish
How to set up and send online wires
- Sign on to Wells Fargo Online.
- Select Wire Money in the Transfer & Pay menu.
- Add recipient details.
- Send the wire (You must have a valid U.S. Mobile number or secure ID device to wire money).
Frequently asked questions
How do I send an online wire?
- Sign on to Wells Fargo Online, go to Transfer & Pay, and enroll in Online Wires to get started.
- Add your recipient, select funding account and amount (along with any additional details required for certain countries).
- Review and send your payment.
You must have a current residence in the United States to send an online wire. Customers living in U.S. territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) or other countries can’t send wires online.
How much money can I send with Wells Fargo Online® Wires?
For your security, we restrict the amount of money you can send to recipients online. You will be able to review any limits before completing your wire transfer in online banking. To request higher limits for online wires, please visit your local branch.
What information do I need to wire money through Wells Fargo?
To send a wire, you will need:
- The name and address of your recipient
- The name of your recipient’s bank
- A valid U.S. mobile number or RSA SecurID device
To send a domestic wire, you will also need:
- The routing (ABA/RTN) number for your recipient’s bank. If you don’t know your routing number, we can look it up for you on the Add Recipient screen.
- Your recipient’s account number
To send an international wire, you will also need:
- The SWIFT/BIC for your recipient’s bank. A SWIFT code or Bank Identification Code (BIC) identifies the bank that will receive your wire transfer. If you don’t know this, contact your recipient’s bank.
- Your recipient’s International Bank Account Number (IBAN). An IBAN identifies specific bank accounts at international banks. Depending on the country, we may ask you to provide an IBAN when you send an international wire transfer.
Certain countries require additional codes as follows:
- Australia: Australian Branch Code (BSB)
- Canada: Canadian Payment Routing Number
- Great Britain: U.K. Sort Code
- India: IFSC Code
- Mexico: CLABE
- New Zealand, Cook Islands, Niue, Pitcairn and Tokelau: New Zealand Clearing Code
- Some countries also require you to provide a purpose of payment
Wires FAQs