Spend wisely with
Chase Secure BankingSM
A simple checking account with no overdraft fees Spend wisely with Chase Secure BankingSM
Manage your money, deposit checks and pay bills or people
from virtually anywhere, all with the Chase
Mobile app®.3
Get MORE for your money
Secure Banking customers told us they save an average of
$50 a month on fees after opening their
account.4
- Check mark iconNo overdraft fees,5 spend only what you have
- Check mark iconNo fees on money orders or cashier’s checks
- Check mark iconNo fees when you cash checks, send money using Zelle6 or use a Chase ATM7
- Check mark iconNo fees to pay bills with Chase OnlineSM Bill Pay8
No minimum deposit to get started. $4.95 monthly service fee.1
Designed for your
peace of mind
Zero Liability Protection
Get reimbursed for unauthorized debit card transactions when reported promptly with Zero Liability Protection.9
Early Direct Deposit
Get that "just paid" feeling up to two business days sooner with early direct deposit.1
Credit and Identity
Monitoring
Start building your credit health and enjoy identity theft protection at no cost to you with Chase Credit Journey.
Budgeting Tools
Manage your spending with Budget10 and get daily spending insights with Snapshot in the Chase Mobile app.
24/7 Account access
and Alerts
Check your balance, pay bills, deposit checks with Chase OnlineSM and the Chase Mobile® app. Plus, set up alerts to monitor your balance, deposits, and more.11
Card Lock
Securely lock and unlock your debit card if you misplace it.
Get started with
Chase Secure BankingSM
Chase Secure BankingSM
No overdraft fees — you spend only what you have.
Chase Total Checking®
An easy-to-use account that covers all the essentials.
Learn more
Monthly service fee
Monthly service fee for Chase Secure Banking(Service mark)
$4.95
Monthly service fee for Chase Total Checking(Registered trademark)
$12 or $0
Waive fees
Early direct deposit - with direct deposit, get your money up to two business days early1
Early direct deposit - with direct deposit, get your money up to two business days early1
Early direct deposit - with direct deposit, get your money up to two business days early reference footnote 1 for Chase Secure Banking(Service mark)
Available
Early direct deposit - with direct deposit, get your money up to two business days early reference footnote 1 for Chase Total Checking(Registered trademark)
Not Available
Help staying within your account balance
Help staying within your account balance
Help staying within your account balance for Chase Secure Banking(Service mark)
Available
Help staying within your account balance for Chase Total Checking(Registered trademark)
Not Available
Paper checks
Paper checks
Paper checks for Chase Secure Banking(Service mark)
Not Available
Paper checks for Chase Total Checking(Registered trademark)
Available
Overdraft services
Overdraft services for Chase Secure Banking(Service mark)
Spend only the money you have available, without worrying about overdraft fees.
Overdraft services for Chase Total Checking(Registered trademark)
Available
No fees for money orders and cashier’s checks
No fees for money orders and cashier’s checks
No fees for money orders and cashier’s checks for Chase Secure Banking(Service mark)
Available
No fees for money orders and cashier’s checks for Chase Total Checking(Registered trademark)
Not Available
Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs
Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs
Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs for Chase Secure Banking(Service mark)
Available
Bank on your terms — online, on the go with the mobile app, or in person at more than 4,700 branches and 16,000 ATMs for Chase Total Checking(Registered trademark)
Available
Chase Secure BankingSM
Other miscellaneous fees apply. See account details.