How to send money on cash app without verifying identity

An update: we’re still not planning to add the concept of a payment for a specific bill or a specific expense. We’ve left this idea under review for many years, but we’re not convinced it’s the right idea for Splitwise. We think focusing on a total balance makes things simpler in most cases. This is also how a bank balance works.

Here’s two potential work-arounds if you’re not satisfied:

1. Let’s say you want to set things up so you can see if people have specifically paid for a certain bill, or for a certain month of expenses. You can create a group just for that bill or month – then, when viewing that group, you will only see balances owed from that specific bill or set of bills.

2. Once you pay an amount and want to keep track of it being for a certain bill, you could use…

We just added a very basic calculator function to our web app, so you can now use basic mathematical operations when entering a cost (addition, subtraction, multiplication, and division). We hope to add similar features to our mobile apps at some point in the future!

We’d love to make Splitwise better for tracking personal expenses (though we’re mostly focused on splitting for the time being). For now, your best bet is probably to make a new group for personal expenses, with yourself as the only member.

We aren’t planing to add support for custom categories in the near future. We’re considering better ways to allow people to sort expenses into categories other than the ones we’ve provided. In the meantime, if there are particular important categories you feel are missing, feel free to email us with a suggestion at .

We’re definitely considering Bitcoin! We think cryptocurrencies are fascinating (seriously, we’ve held a Providence meet-up about them), and it’s something on our list of possible improvements for the future.

Thanks for the detailed feedback – it’s always useful to hear, and I’ll pass it on :)

One small feature you may not be aware of: on our website, Splitwise does allow you to add group members without email addresses, which hopefully helps for the “large party” scenario. My apologies that the same feature isn’t available on our mobile apps!

Splitwise has some basic support for this now, depending on what you’re looking for. We now support multiple email addresses for a single account, so you can more easily share one account with multiple people.

However, we won’t automatically adjust how much you should owe as a “couple”. For example, if “Bob” adds an expense with “Sue and John’s Couple Account”, then the bill will be split 50/50 between those two Splitwise accounts. I can definitely see how it would be useful to automatically make Sue and John pay for 2 shares, but we’re unlikely to add that feature in the near future. For now, you can still work around this by manually using the “Split by shares” option when adding a bill, and assigning 2 shares to the relevant account.

I can see how this would be a huge help for people who have many friends with the same name who refuse to add their last name to their accounts! This isn’t on our roadmap yet, but it’s something we’ll consider in the future.

Thanks for suggesting UPI as a payment method. We’re looking into UPI, and would like to know your thoughts on how you’d like Splitwise to support UPI:

- Integrate with a UPI app like BHIM or PhonePe
- Integrate with your banking app
- Let you send money to a virtual address, phone #, or IFSC from within Splitwise
- Something else?

Please let us know in the comments!

Thanks for posting and clarifying. We’ll leave this open for further voting and comments.

Storing bank account #s is unfortunately tricky, as there are some serious security concerns around bank #s here in the US and in some other countries. Still, we’d like to do it if possible. It’s not on our roadmap yet, but we’re definitely considering it for the future.

Updating this because it’s been a while! We still haven’t added this to our roadmap.
As we mentioned we’ve found in testing that this behavior ends up confusing people, which is why we’ve chosen not to add it so far.

We’ll continue to leave this under review for further voting and comments.

We agree that managing recurring bills could be better. Currently, the way to edit recurring bills is to change the most recent copy and that will change ones that follow. It will not affect the past expenses.
We’re considering how to improve this, and will leave this under review for now.

Thanks Jesse, couldn’t agree more. In fact, I’m up-voting this too :) As the Splitwise team’s big Android fan, I keep having to ask my friends to go download Plates so we can use it. Plates for Android is definitely something we want to do, but we’re juggling a ton of priorities on the core app on both iPhone and Android right now. But for sure it’s on our minds, and thanks for submitting the suggestion!

- Jon

This is a neat idea! We have “reoccurring bills” but I can see how “duplicate this specific bill once, now” would be a useful functionality to add. We will consider this as we continue to improve Splitwise. Regards

I can definitely see how this would be useful for certain types of groups, especially travel. For now, you can always temporarily change your default currency from your account settings page (though I realize that’s not the best solution). Apologies for the trouble!

Thanks for posting – fair enough request. Can’t promise a timeline at the moment but it’s a logical feature idea.

Best,
Jon