How to open a savings account with synovus

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We’re proud to offer you a banking experience that makes your financial life, and your life-life easier. Bank on your time online or through our iOS and Android apps1. My Synovus helps you:

Make payments and transfers
Pay bills2, manage internal and external transfers3 with ease.

Send and receive money with Zelle®4,5
Zelle® is a fast, safe, and easy way to send money to family and friends using just a U.S. mobile number or email address. Learn More

Stay connected
Stay informed with robust and customizable account alerts.

Access balances and transactions details
Use the Instant Balances feature for quick access to balances and recent activity. Search for and categorize transactions.

Make deposits anytime
Deposit checks6 with your mobile device.

Manage your credit card account
Access and manage your credit card account information, including your account balance, transaction history, rewards and more. Additional functionality, including the ability to lock and unlock your card, set account alerts, or view your statement are available on the desktop version and the My Synovus mobile app7.

Bank securely
Know your financial information is safe thanks to powerful security features, including Touch ID, Face ID, and multifactor authentication.

More information is available in our FAQ, or watch our videos, below, for a preview of My Synovus.

Deposit checks with your
mobile device

Set up Touch ID for an
extra-secure login

Make payments and
transfers easily

Stay in-the-know with
account alerts

Get to know My Synovus

Watch these demos to learn more about My Synovus.

Overview

Here are the top 5 things you should know about My Synovus.

Enrollment

Enroll online or through the app, follow our demo to learn how.

Making mobile deposits

See how easy it is to make a deposit with the app.

Bill pay

Pay bills and transfer funds in a few easy steps.

Looking for more information?

More information is available in our FAQ and Quick Tips documents, or watch our videos for a preview of My Synovus.

Important Disclosure Information

Your use of My Synovus online banking, mobile banking, and other account access services is governed by the My Synovus Agreement and Digital Banking Schedule of Fees and Charges.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  1. Minimum system requirements: For mobile apps, iOS® 11 and above or Android™ version 5 and above. My Synovus supports the most recent versions of Internet Explorer, Microsoft Edge, Chrome, Firefox, and Safari and any previous versions that are still supported by Microsoft, Google, Mozilla, and Apple respectively. Back
  2. Requires enrollment in the Bill Pay service through My Synovus. Back
  3. Individual, daily, and monthly transfer limits apply and will be described within the External Transfers service. Fees may apply for transfers to another financial institution. Back
  4. Individual, daily, and monthly payment limits apply and are described within the Zelle service in My Synovus. In addition, you must have at least $100 remaining in your account following any payment. Back
  5. Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Back
  6. Mobile Deposits: There is no limit on the number of checks that can be deposited through Mobile Deposit. Deposit amount limits apply and are described within the My Synovus Agreement. Deposits may not be available for immediate withdrawal. Deposits made before 7 p.m. ET on business days are generally available the next business day, but may take up to three business days depending on weekends and holidays. Your device must have a camera with at least two megapixels in resolution. Not all checks are eligible for mobile deposit. Please see your My Synovus Agreement or the FAQ for a list of ineligible checks. Back
  7. Use of the My Synovus mobile app requires your mobile service provider's data and /or text plan. Message and data rates may apply. Back

What do you need to open an account with Synovus Bank?

What you'll need to apply:.
Valid Government Issued ID..
Mobile Phone..
Valid Email Address..
Date of Birth..
Social Security Number..
Street Address..
Opening Deposit..

Does Synovus have a minimum balance?

No minimum balance requirement to earn interest1. Unlimited deposits. Deposits insured by the FDIC up to $250,0002. My Synovus digital banking3 account access.

Does Synovus have monthly fees?

Save money - No monthly service fee no matter how much your account balance goes up or down. $100 minimum deposit to open the account. Save time - With our digital banking tools2, you can make deposits4, check balances, transfer funds, and make payments anytime, anywhere.

Is Synovus a good bank?

At a SmartAsset rating of 3.9 out of 5 stars, Synovus Bank should be near the middle of the pack in your search for a bank. Synovus Bank has a varied selection of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards.

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