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2302 Church St. Galveston, TX 77550
We offer 3 Checking Accounts
EChecking
FREE Checking Account with eStatement
Secure Checking
Account features ID Protection, Cell Phone Protection, Debt Advantage-Buyers Protection and Extended Warranty, Cash Back and Shopping Rewards, and much more.
$4.95
High-Tide
A ``money market`` type account.
Minimum balance required is $2,500 and rates are adjusted monthly on the 1st
Enjoy the convenience of Direct Deposit into one of our 3 accounts.
If you open a Money Market checking account and keep $2,500 or more, we will pay YOU. Check out our Rates to learn more.
Our money market checking account pays exceptional dividends. If you have $2,500 or more to open our “High Tide” checking, you will receive higher rates than MOST other local financial institutions. Plus, you do not have to order checks if you do not want them. Unlimited withdrawals without penalty. Rates change with the marketplace monthly.
Going to
Southwest Corporate Federal Credit Union
ABA/Routing # 311990511
Credit to
Coastal Community Federal Credit Union
Account# 313182181
Final Credit to
Member’s name
Member’s Account Number
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What is Mobile Deposit?
Mobile Deposit is a service that enables you to deposit a check by taking a photo of it using your smart phone or tablet and transmitting it electronically to Coastal1 Credit Union.
What are the advantages of using Mobile Deposit?
Convenience. You no longer need to visit a branch or ATM to deposit a check.
When can I use Mobile Deposit?
You can use Mobile Deposit 24 hours a day, 7 days a week.
What does it cost to use?
There is no charge for using Mobile Deposit.
How long will it take for my funds to become available using Mobile Deposit?
In most cases, checks will be posted immediately and the funds will be available the next business day. In some circumstances an extended hold may be placed on the funds – in this case Coastal1 will notify you via secure message in Online Banking.
How much can I deposit using Mobile Deposit?
You may deposit up to $10,000 per day (and per item) per person, and up to $10,000 per week.
When using Mobile Deposit, what type of accounts can I deposit funds into?
You can deposit funds into either a checking account or a savings account.
Are there any types of checks that are not eligible for Mobile Deposit?
While you can deposit most checks through Mobile Deposit, there are some exceptions. The following checks are not eligible for Mobile Deposit:
- Third Party Checks (a check written to someone and signed by them, and then signed by you for you to receive the money)
- Foreign Checks
- Post Dated Checks (dated in the future)
- Stale Dated Checks (dated 6 months or more in the past)
- Traveler’s Checks
- Savings Bonds
- Checks with multiple payees
- Money Orders
Do I need to be registered for Online Banking to use Mobile Deposit?
Yes. You must be enrolled in Online Banking and download our Mobile app.
What mobile devices support Mobile Deposit?
iPhones, iPads and Android phones and tablets; some exclusions may apply. See Mobile Banking > Device Requirements below for more details.
How do I endorse a check when using Mobile Deposit?
On the back of the check, sign your name and print “For Mobile Deposit only.” On the front of the check you must prominently write the words “Electronically Presented”. If for some reason Mobile Deposit will not accept your check you may then bring it to a branch office to deposit.
After I deposit my check with Mobile Deposit, what do I do with the check?
Keep the check in a secure place for 30 days. After 30 days and confirmation of deposit (via your online banking history or monthly account statement) you may destroy the check if you wish.
What do I do if the writing on the check is too light or difficult to read?
The system reviews each check for image quality to see if it can be read. If the system is unable to read the check, you will receive an error message. Please then deposit the check at any Coastal1 Credit Union Branch or ATM.
Why doesn’t my current or available account balance reflect my recent Mobile Deposit?
This can occur for the following reasons:
- If you did not receive a “Success” message after scanning your deposit, it was not successful and you need to scan your check again.
- It is possible that the funds are being held. At times, we may place exception holds based on a review of the check. The Credit Union will contact you if this occurs.
Can I make a loan payment through Mobile Deposit?
While you can’t apply an item directly to a loan, you can use the transfer feature within our Mobile Banking App to make a loan payment after the check has been posted to your checking or savings account and funds become available.
What if I need assistance?
If the question can’t be answered at a branch, our Online Banking Specialists are available Monday – Friday 8:00 a.m. – 5:00 p.m. via phone, email, and secure email in Online Banking.