Blue cross blue shield of michigan medicare advantage plans 2022

2020-2021 Plan Year Note: To ensure compliance with federal law for Medicare Advantage plans and provide for the continued similar treatment of deductibles, effective October 1, 2020, the State Health Plan for all retirees and dependents is amended to remove the practice of carrying over amounts accumulated toward deductibles for dates of service during the fourth quarter of plan years toward in-network deductibles for the following year.

2020-2021 Retiree Benefits Bulletin 
2019-2020 Retiree Benefits Bulletin 

Below are a number of resources you may find helpful regarding the transition from the State Health Plan PPO Medicare Supplemental plan to the Medicare Advantage plan taking effect January 1, 2020. These changes do not apply to State Police Troopers and Sergeants who retired on or after October 1, 1987.

  • Medicare Advantage Presentation
  • Medicare Advantage State of Michigan Retiree Video
    • Provider Resource - Billing Information
    • TruHearing Information
    • SilverSneakers Information
    • Watchful Waiting Information
    • Going Paperless Information
  • Insurance Rates
  • Medicare Advantage Claim Reimbursement Form

Opting Out of the State Health Plan Medicare Advantage Coverage:

Retirees may opt out of the transition to the State Health Plan Medicare Advantage coverage (Medicare Plus Blue Group PPO). If a retiree (or their covered spouse or dependent) completes the Opt Out Form and does not provide proof of having other primary coverage (aside from original Medicare), they will be disenrolled from health coverage through the State of Michigan, including prescription drug coverage.

If a retiree (or their covered spouse or dependent) completes the Opt Out form and has other primary coverage, they may remain in the State Health PPO Medicare Supplemental plan by providing proof of the other primary coverage with their Opt Out Form.

  • State Health Plan Medicare Advantage Opt-Out Form
  • State Health Plan Medicare Advantage Other Primary Coverage Scenarios
  • www.bcbsm.com/statemedicare

CY 2021 (January 1, 2021 - December 31, 2021)

State Health Plan PPO:

  • Blue Cross Blue Shield of Michigan
    • www.bcbsm.com/statemedicare
    • ?Non-Medicare Retirees

HMOs:

  • HMO-Availability Zip Code Tool
  • Blue Care Network
    • Medicare
    • ?Non-Medicare
  • Health Alliance Plan (HAP)
    • Medicare
    • Non-Medicare
  • ?Physican's Health Plan
    • Medicare
    • ?Non-Medicare
  • Priority Health
    • Medicare
    • Non-Medicare

FY 2020-2021 (October 1, 2020 - December 31, 2020)

State Health Plan PPO:

  • Blue Cross Blue Shield of Michigan
    • www.bcbsm.com/statemedicare
    • Non-Medicare Retirees

HMOs:

  • HMO-Availability Zip Code Tool
  • Blue Care Network
    • Medicare 
    • Non-Medicare
  • Health Alliance Plan (HAP)
    • Medicare 
    • Non-Medicare
  • Physician's Health Plan (PHP)
    • Non-Medicare
  • Priority Health
    • Medicare
    • Non-Medicare

FY 2019-2020 (October 1, 2019 - September 30, 2020)

State Health Plan PPO:

  • Blue Cross Blue Shield of Michigan
    • www.bcbsm.com/som
    • Non-Medicare

HMOs:

  • HMO-Availability Zip Code Tool
  • Blue Care Network
    • Medicare
    • Non-Medicare
  • Health Alliance Plan (HAP)
    • Medicare
    • Non-Medicare
  • Physicians Health Plan (PHP)
    • Non-Medicare
  • Priority Health
    • Medicare
    • Non-Medicare

HMO Medicare Advantage (MA) Coverage Maps

Retirees or dependents enrolled in Medicare who wish to enroll in an HMO Medicare Advantage (MA) plan, please review the maps below to determine if there is coverage available in your area.

Blue Care Network (BCN) Coverage Map (PDF)
Health Alliance Plan (HAP) Coverage Map (PDF)
Physicians Health Plan (PHP) Coverage Map (PDF)

Priority Health Plan Coverage Map (PDF)

Please note if you or your dependents are not enrolled in Medicare and you wish to enroll in an HMO please use the Zip Code Tool to determine if there is coverage available in your area.

Flu Shots - Participating Locations
(For State Health Plan PPO Enrollees)

Every year, as much as 20% of the U.S. population comes down with the flu. As a result, the Centers for Disease Control (CDC) recommends an annual flu vaccine for everyone over the age of six months. OptumRx provides resources for Medicare and non-Medicare eligible retirees enrolled in the State Health Plan PPO to find locations for an annual flu shot and other routine vaccinations in their Make Your Health a Priority flyer.

Behavioral Health and Substance Abuse Administrator

Effective October 1, 2019, Blue Cross Blue Shield of Michigan, in partnership with New Directions, will be replacing Magellan Health as the State Health Plan (SHP) PPO Behavioral Health/Substance Abuse carrier. Current SHP PPO enrollees will be automatically transitioned with no gap or changes in coverage. New SHP PPO membership ID cards will be mailed in September.

  • State Health Plan PPO - Behavioral Health/Substance Abuse Frequently Asked Questions 

Prescription Drug Plan Information

  • www.optumrx.com
  • Copay Structure
  • Specialty Pharmacy FAQs 

Formularies:

  • Active Employee & Non-Medicare Retiree Formulary
  • Medicare-Eligible Retiree Formulary
  • Medicare-Eligible Wrap Coverage Drug List

Active Employees and Non-Medicare Retirees
866-633-6433

Medicare Eligible Retirees
866-635-5941

- - -

Dental, Vision, and Life Benefits

Retiree Benefit Booklets

  • 20-21 Dental Retiree Benefit Booklet 
    • 19-20 Dental Retiree Benefit Booklet 
  • 20-21 Dental Retiree Benefit Features
  • ?20-21 Vision Retiree Benefit Booklet
  • 20-21 Vision Retiree Benefit Summary
    • 19-20 Vision Retiree Benefit Booklet
    • 19-20 Vision Retiree Benefit Summary
  • Life Retiree Benefit Booklet 

Retiree Benefit Rates
HMO Retiree Eligibility
Blue Cross Blue Shield of Michigan (BCBSM) Information
BCBSM Preventive Services Booklet 
Medical Resources

Life Insurance Beneficiary Designation: Change your life insurance beneficiary by submitting the Life Insurance Beneficiary Designation (R0782GHB) to the Office of Retirement Services 

Additional Benefits

Benefits for Life
Long Term Care Insurance

Other Retirement Information

  • Office of Retirement Services (ORS) Information:
    • Defined Benefit Plan (Pension)
    • Defined Contribution Plan (401k and 457)
    • ORS Retiree Newsletters and Bulletins
  • Michigan State Employee Retirees Association (MI-SERA)
  • Benefit Newsletters and Bulletins
  • miAccount Login

What is the highest rated Medicare Advantage Plan 2022?

For 2022, Kaiser Permanente ranks as the best-rated provider of Medicare Advantage plans, scoring an average of 5 out of 5 stars.

What is the Medicare Advantage premium for 2022?

The average premium for Medicare Advantage plans will be lower in 2022 at $19 per month, compared to $21.22 in 2021, while projected enrollment continues to increase. As previously announced, the average 2022 premium for Part D coverage will be $33 per month, compared to $31.47 in 2021.

What is the maximum out of pocket for Medicare Advantage plans for 2022?

Since 2011, federal regulation has required Medicare Advantage plans to provide an out-of-pocket limit for services covered under Parts A and B. In 2022, the out-of-pocket limit may not exceed $7,550 for in-network services and $11,300 for in-network and out-of-network services combined.

What is the best PPO Medicare Advantage plan?

MoneyGeek's top pick overall for Medicare Advantage PPO plans is Blue Cross Blue Shield. For HMOs, UnitedHealthcare took the top spot. The best plan for you will depend on the options available in your area and how they meet your specific needs and preferences.

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