Finance your next auto loan with us directly or with one of our Preferred Dealers.
Whether you want to buy a new or used vehicle, refinance or buyout your lease, at Piedmont Advantage, we make it easy and affordable for you to get or keep the car you want. Learn More
Plan to finance an auto loan at a dealership? Make sure it is a PACU Preferred Dealer Network Member. Here's Why
Get an account that automatically flexes for your benefit. Simple+ Checking: Always free with perks!
Does your current checking account make you jump through hoops every month just to avoid fees or qualify for certain features? Get an account that automatically flexes for your benefit. Always free with perks that adjust to match your needs.
Check out Simple+ Checking for yourself.
Piedmont Advantage College Scholarships, Financing and Savings Plans
At Piedmont Advantage Credit Union, we believe the academic achievement and advancement of our members should be recognized and rewarded. We have established multiple annual scholarships to assist members with the costs of higher education. Learn More
We also offer private student loans and 529 College Savings Plans. Read More
Featured Rates
All rates and yields subject to change without notice.
21-Month Share Certificate
2.25
% APY
Liberty Loan (Mortgage)
5.00
% APR
BEWARD OF SCAMS
At Piedmont Advantage, we will never ask you to share sensitive information over the phone or by email without your request. Beware of all solicitations asking for your passwords, PINs and checking and credit card account information. If this were to occur, go to FTC.gov to report immediately. Tips to protect yourself from fraudsters:
- Remember, we will never call you asking for personal account information.
- If someone claims to transfer you to PACU, hang up and call us yourself, 800.433.7228.
- If you receive a letter, text or email claiming that you may be a victim of fraud, be cautious and call us yourself, 800.433.7228, to verify that the communication is valid.
- Do not click on links unless you initiated the request.
- Reputable employers will never send a new hire a check with instruction to return the funds as part of the job.
- Be leery of anyone trying to befriend you that you have not met in person.
- If the story does not make sense, it’s likely fraud.
Headquartered in Winston-Salem, North Carolina, and founded in 1949 within the aviation industry, Piedmont Advantage Credit Union (PACU) serves member-owners, who reside, work, worship, attend school or operate a business in one of the six counties it serves in North Carolina or who are employed by one of its many employer companies. These six counties are Davie, Forsyth, Guilford, Iredell, Mecklenburg and Rockingham.
Contact Us
You are eligible for membership if you live or work in Polk, Boone, Story, Marshall, Dallas, Jasper, Madison, Warren, Marion, Adams, Union, Page, Taylor and Ringgold counties. You are also eligible for membership if you are an employee of one of Affinity Credit Union’s Select Employee Groups or have a family member who is a member of Affinity Credit Union.
Become a Member Today!
The new Affinity mobile app combines ease of use with functionality, with services such as:
- Mobile check deposit
- Mobile bill pay
- Ability to see transaction details when viewing history
- View and access paperless statements
- Manage your debit cards: Set up eAlerts, temporarily lock or report a stolen card
- Ability to apply for a loan
- Touch ID & Voice/Face recognition
Download for iOS/Apple Download for Android
At Affinity, our mission is to “build better lives”, but what does that mean?
As a credit union, our not-for-profit model allows us to truly focus on the best interest of our members and community, by offering lower loan rates, greater deposit yields and less fees than you’ll find at the megabanks. We also give back to our community, donating over $50,000 to local charities and causes just over the last year.
We are guided by our brand promise, always striving to:
Work in your best interest
Simplify your life
Provide solutions to help you achieve financial success
Enrich our communities
Welcome to Affinity Credit Union, where we build better lives!